TERMS OF USE
Effective Date: December 10, 2025

Welcome to OKA Consulting Group LLC. By accessing or using our website, services, programs, or products, you agree to the Terms of Use below. If you do not agree, you must discontinue use of the services immediately.

  1. Acceptance of Terms
    By using any website, service, or product provided by OKA Consulting Group LLC (“the Company”), you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and any additional guidelines or policies posted on our website. The Company may update these terms at any time, with changes effective when posted.

  2. Eligibility
    By using our services, you represent that you are at least 18 years of age or the legal age of majority in your jurisdiction. You are responsible for ensuring that anyone accessing the services under your account complies with these terms.

  3. Description of Services
    OKA Consulting Group LLC provides consulting, advisory, business development, marketing strategy, financial education, and related digital or in-person services. The Company may modify, suspend, or discontinue any aspect of the services at any time and without notice.

  4. Permitted Use
    You agree to use the services only for lawful purposes and in accordance with these Terms. You may not:
    • Attempt to gain unauthorized access to systems or accounts
    • Interfere with the functionality or performance of the services
    • Engage in fraudulent, abusive, harmful, or illegal activity
    • Reproduce, modify, or distribute protected materials without written consent

  5. Intellectual Property
    All content, materials, training, trademarks, logos, and intellectual property provided by the Company are owned by OKA Consulting Group LLC or its licensors. You are granted a limited, non-exclusive, non-transferable license to use the services for personal purposes only. You may not copy, distribute, publish, or create derivative works without written permission.

  6. User Content
    You retain ownership of any content you submit. By submitting content, you grant the Company a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, and display the content as necessary to provide the services. You represent that you have all rights necessary to submit the content and that it does not violate the rights of any third party.

  7. Consent to Communication
    By providing your contact information, you consent to receive emails, calls, texts, and other communications from the Company. You may opt out of marketing messages at any time. Opting out does not affect service-related communications such as billing or account notices.

  8. Disclaimer of Warranties
    All services are provided “as is” and “as available.” The Company makes no guarantees regarding outcomes or performance. We do not warrant that the services will be uninterrupted, secure, error-free, or that any results will be reliable or profitable.

Earnings Disclaimer
OKA Consulting Group LLC makes no guarantees regarding income, revenue, or results from using our services. Any examples of success or earnings shared by the Company or its clients are illustrative only. Your results depend on your own skills, effort, industry, market, and other factors. It is possible that you will not earn back your investment.

  1. Limitation of Liability
    To the fullest extent permitted by law, OKA Consulting Group LLC will not be liable for indirect, incidental, special, or consequential damages, including lost profits, business interruption, or loss of data. The Company’s total liability for any claim will not exceed the amount you have paid in the six months preceding the claim.

  2. Indemnification
    You agree to indemnify and hold harmless OKA Consulting Group LLC and its representatives from any claims, losses, damages, liabilities, or expenses arising from your use of the services or violation of these Terms.

  3. Termination
    The Company may suspend or terminate your access to the services at any time, without notice, for any reason, including violation of these Terms. Upon termination, all rights granted to you are revoked.

  4. Dispute Resolution and Class Action Waiver
    Before pursuing arbitration, both parties agree to attempt to resolve disputes in good faith. You must send written notice to the Company and allow up to 30 days for resolution efforts.

If the dispute is not resolved, it will be settled exclusively through binding arbitration under the rules of the American Arbitration Association. Arbitration will take place in Florida. The arbitrator’s decision is final and enforceable.

You agree that all disputes must be brought individually. You waive any right to participate in a class action or similar proceeding. If the class action waiver is found unenforceable, this entire arbitration section is void.

Claims must be filed within one year of the event giving rise to the claim.

  1. No-Refund Policy
    All fees paid are non-refundable and non-transferable. By purchasing or using the services, you acknowledge and accept this policy.

Three-Day Right of Rescission
You may rescind this agreement within three business days of signing by submitting written notice to the Company.

  1. Governing Law
    These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles. By using the services, you waive any right to a jury trial.

  2. Severability
    If any provision of these Terms is found unenforceable, all remaining provisions will continue in full force.

  3. Contact Information
    For questions about these Terms, contact:
    connect@alexalbarran.com